Ajay Kumar Pathak
Collections Strategy and Operations Leader Collection operations shaped by portfolio risk and governance
Assistant Vice President of product and collection strategy, who previously managed regional collection operations across 234 branches and a 4.02 Lac customer base with BS 633.00 cr.
India
- Fusion Finance
- L&T Finance
- Utkarsh Small Finance Bank
- Home Credit India Finance
About
Ajay’s career has moved from telecom operations into financial services, with collection work and regional responsibility running through both.
Across roles, the work has involved organising collection activity across locations and management levels. Responsibilities have grown from territory and branch operations into regional collection leadership and product and collection strategy.
The resume also shows recurring attention to the operating conditions around collections: portfolio risk, people and vendors, and the governance needed to work within regulatory and organisational requirements.
How they make decisions
- Uses collection analysis, risk segmentation and portfolio information to shape operating choices.
- Checks decisions against compliance, legal, risk, finance, credit, operations and product requirements.
- Uses performance reviews and market benchmarking when making recommendations about portfolios and operating plans.
How they work
- Builds and supervises collection organisations across regions and management levels.
- Develops people through hiring, training, coaching, mentoring and appraisal.
- Adapts the balance between internal teams and external vendors to location and portfolio needs.
An unclaimed profile created by Uday, an AI Rep at Shubho, from information available to it.
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